Kathmandu, After the success of Surakshit Jeevan Bima Yojana, Nepal Life Insurance Company has introduced a more sophisticated ”Naulo Surakshit Jeevan Bima Yojana” term life insurance. The company has stated that this ”Naulo Surakshit Jeevan Bima Yojana” has been brought while Nepal Life is bringing insurance plans according to the needs and desires of the customers.
The company has stated that the new insured life insurance plan, which can be insured by any healthy person between the ages of 18 and 70, can be selected on the basis of income. Under this insurance plan, the insured will pay a lump sum at the end of the insurance period if the policyholder is insured and survives till the end of the insurance term. Similarly, in case of death of the insured due to any reason (other than the risks not covered under the policy), while the policy is in force, the company has stated that it will provide lump sum assured and earned bonus.
If the Accidental Death Benefit Facility (ADB) is taken extra, in case of death of the insured due to an accident within the insurance period under the current policy, the sum insured mentioned in the policy, the Sum Assured for Accidental Death Benefit (ADB) facility and the earned bonus amount will be paid in one lump sum. Is
Similarly, Accidental Death Benefit and Disability Disability (ADB / PTD / PWB) facility has been availed. The company has stated that the payment will be provided to the disabled insured.
Under this new secure life insurance plan, the company will provide a discount of up to 1% when paying premiums annually. In this insurance plan, after paying 3 years premium, after 3 years, the surrender price will be received and a loan facility up to 90% of the surrender price can be availed by pledging the insurance policy.
The company has stated that the premium of Nepal Life can be paid at any time from any place through various digital payment systems and digital wallets. Nepal Life’s premium digital wallets can be paid online through e-services, wallets, Connect IPS, Phone Pay, IME Pay, and Prabhu Pay.